Boomer Club SEFCU scholarship Free insurance quote Free Seminars TurboTax® OnlineSM New branch openings As part of SEFCU's continuing expansion, new branches are opening in Schodack and Syracuse. The Schodack Branch, located at 89 Miller Road in the Village at Schodack Plaza, celebrates its Grand Opening this week. The Midler Avenue Branch, located at 107 Simon Drive in the Lowe's Plaza in Syracuse, will open in late January. Click here for a complete list of SEFCU Branches. SEFCU scholarship applications available It's not too late to apply for a SEFCU Smart Sense Scholarship! If your high school senior is planning to attend a two- or four- year college next fall and is the primary member on a SEFCU account, let them know about the scholarship opportunities available! Applications are being accepted until January 25, 2008 and will be judged on academic performance, extracurricular and community activities, and a written essay. Don't miss out on this great opportunity! Call 518-464-5326 or 866-733-2880 x5326 today. Win an Apple iPod! Did you know with SEFCU eStatements you can access your monthly account statement right online? Best of all, when you sign up for free SEFCU eStatements, you'll automatically be entered to win* an Apple iPod. It's easy to sign up! Just login to your SEFCU OnLine account and click the eStatement option from the top menu. Repairing Your Credit Tuesday, January 22 Dora Maxwell Center, Albany Repairing Your Credit Wednesday, January 23 Dey's Building Branch, Syracuse Teens and Budgeting Saturday, February 2 Dora Maxwell Center, Albany Financing and Insuring Your Small Business Tuesday, February 2 Vestal Branch, Vestal Teens and Credit Saturday, March 1 Dora Maxwell Center, Albany Long-term Care Insurance Wednesday, March 5 Dora Maxwell Center, Albany N.Y.S. Retirement: Rollover Options and Pension Strategies Tuesday, March 11 Dora Maxwell Center, Albany Financing and Insuring Your Small Business Wednesday, March 12 Dey's Building Branch, Syracuse Complete list of Seminars Change e-mail address Subscribe Unsubscribe Feedback	Preferred Points redemption now available Members, now you can access your Preferred Points account online or over the phone 24 hours a day to check your point balance and redeem points! Access your account online by logging into SEFCU OnLine and clicking on the Preferred Points button (note: you must be enrolled in SEFCU OnLine to access the Preferred Points website). If you don't have internet access or prefer to use the phone, you can contact the Preferred Points Center from 8:00 am - 12:00 midnight Monday to Sunday, via our Contact Center menu. An automated voice response system will conduct redemptions and balance inquiries during the hours that the Preferred Points Center is not open. For more information on the Preferred Points program, click here. Enjoy the benefits of SEFCU's Boomer Club If you're over the age of 55 and you haven't considered joining SEFCU's Boomer Club, now is the time! Enjoy numerous benefits with your Boomer Club membership including free notary services, free money orders and Travelers Cheques, two free orders of basic checks per year, and a free Entertainment Book every year, just to name a few. Best of all you can enjoy these great benefits for only $3 a month, debited right from your primary share! To learn more about the Boomer Club click here! SEFCU Insurance Agency - 6th largest in area The SEFCU Insurance Agency recently acquired the Colonial Insurance Agency and its wholly-owned subsidiary, the Kenneth Fake Agency, to expand the insurance services that SEFCU offers to its members. As a result of the acquisition, SEFCU members can now enjoy additional services and office locations throughout the Capital Region. Visit www.sefcuinsurance.com to learn more about the SEFCU Insurance Agency and the products and services available, or click on the link below for a no-obligation insurance quote. Five tips to minimize holiday financial stress The holidays can be a very stressful time, and pressure to put on a "happy face" may only exasperate the situation. Here are 5 tips to help you cope with stress and truly enjoy the holiday season. Set realistic expectations. Overextending your budget and expecting too much from yourself will only lead to more stress. Don't forget to take some time for yourself. When you're in the midst of the holiday season it's easy to forget to take care of yourself. Exercise or take a nap... your mind and body will thank you. Use cash. Spending on credit for the holidays will only make things worse in the long run. Use cash and start saving for next year with a Holiday Club savings account to avoid credit card debt. Feel free to say no! Don't feel obligated to do anything that you aren't comfortable doing. A polite "no" could save you unwarranted stress. Make your own gifts. Homemade gifts are more personal and have more meaning. Take the time to make something special for your loved ones and save some money at the same time! Follow these tips to keep holiday stress at bay! SEFCU expands "Green" efforts! SEFCU has pledged to reduce, reuse, and recycle to ensure that our planet will be in good shape for future generations! As a demonstration of SEFCU's continued commitment to be environmentally conscious, a green plan is being developed. More details about SEFCU's continued plans to "go green", including ways members can get involved will be available on www.sefcu.com in early 2008. Join SEFCU in this effort by doing your part to protect our environment. New... Calculators available with eStatements Need another reason to sign up for SEFCU's eStatements? In addition to receiving your free account statement via e-mail each month, savings calculators are now available with eStatements to help you organize your savings and plan for the future. Use one calculator to determine how long it will take to reach your savings goal, and how much you need to save on a monthly basis. Another calculator is available to help you add and subtract deposits and withdrawals each month. Sign up for eStatements today and take advantage of the online calculators to keep your finances on track! TurboTax® OnlineSM coming soon! Soon you will be able to prepare your taxes right from your home computer using TurboTax® Online! Access tax tips and technical support both online and over the phone to help you with the preparation process. When it comes time for your refund, have it directly deposited into your SEFCU account to get your money up to three weeks faster! Full details, package options, and pricing information will be posted on www.sefcu.com as soon as it becomes available.
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*Random drawing will be held the week of March 10th, 2008 from all eStatement registrants who have enrolled in the previous three months. SEFCU employees and their immediate families are not eligible. Cash equivalent not available.