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Preferred Points program now available!

SEFCU Preferred Points You have spoken and we listened...SEFCU's Preferred Points rewards program is now available! All current SEFCU Check Card holders with a SEFCU checking account are automatically enrolled in the program. Best of all it's absolutely free! Now every time you use your card you earn points that can be used to redeem merchandise, gift certificates, airline tickets and more! Beginning in mid-December you can check your points balance and redeem gifts online or over the phone 24 hours a day! To learn more about SEFCU's Preferred Points rewards program click here.
Samples of rewards
In this issue SEFCU Preferred Points
Home Equity Loans
Scholarships
Free Seminars
Visa® Gift Cards
NewsBriefs
New locations
Binghamton
1137 Upper Front St.
Binghamton, NY 13905


Skidmore Branch
Dana Hall
815 North Broadway
Saratoga Springs, NY 12866


Slingerlands
Price Chopper Plaza
1395 New Scotland Rd.
Slingerlands, NY 12159


Coming Soon!
Troy
SEFCU plans to open a new branch across from Hudson Valley Community College in Troy on 65 Vandenburgh Ave. in January.


Schodack
A new Schodack branch, will open in December at 89 Miller Road in Castleton.


Syracuse
Another SEFCU Syracuse branch is anticipated to open in mid-December and will be located at 107 Simon Drive (Midler Ave).


Entertainment Books
2008 Entertainment Books are now available at all SEFCU branches. All proceeds benefit the SEFCU Foundation. Free Seminars Understanding Financial Statements
Thursday, November 29
6 p.m. - 7:30 p.m.
Dora Maxwell Center Albany


Save Energy, Save Dollars
Tuesday, December 4
6 p.m. - 8:00 p.m.
SEFCU's Kirkwood Branch Kirkwood


Save Energy, Save Dollars
Wednesday, December 5
6 p.m. - 8:00 p.m.
Dey's Building Branch Syracuse


Investing for Small Business Owners
Thursday, December 13
6 p.m. - 7:30 p.m.
Dora Maxwell Center Albany
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SEFCU Foundation Support your community through the SEFCU Foundation
Do you want to help support your community but are tapped for time and cash? A $1 dollar donation each month can make all the difference! Visit any SEFCU branch and agree to have $1 transferred from your account to the SEFCU Foundation on the first of every month.

The SEFCU Foundation is the charitable arm of SEFCU supporting many organizations in our communities. Help support yours in a big way with a small commitment by donating today!




Enjoy ultimate flexibility with a SEFCU Home Equity Line of Credit
Home Equity Loan Picture Looking for an easy, flexible way to finance your home improvements, a new car, or a wedding? Look no more because SEFCU's Home Equity Line of Credit is the perfect solution for any project, large or small! With a SEFCU Home Equity Line of Credit you can access cash as you need it. Best of all, there's no need to apply for a new loan to get cash to finance another project, you can use the same line again and again! Apply online today.

Apply Now!




Sick of high utility bills?
seminar The Cornell Cooperative Extension is offering a seminar funded by the New York State Energy Research and Development Authority (NYSERDA) that will provide you with low-cost and no-cost tips to keep your energy bills lower this winter. You will also hear about some great programs to help you with energy efficiency improvements to your home. Best of all, this seminar is free of charge! Save Energy, Save Dollars will be held on December 4, in Binghamton and on December 5, in Syracuse. Reserve your seat today by calling 1-866-733-2880 ext. 5321 and see how you can keep heating bills in check!



SEFCU College Scholarships
scholarships
If your high school senior is planning to attend a two- or four- year college next fall and has a SEFCU account, be sure to tell them about the scholarship opportunities available through SEFCU. Students can apply for $500 and $1,000 awards from SEFCU and the New York State Credit Union League with just one application. Applications are judged on a variety of areas including academic performance, extracurricular activities, community service, honors and leadership.

Request an application packet by calling 518-464-5326 or 866-733-2880 x 5326. Packets will be mailed to students in mid-December.



Visa Gift Car image
Visa® Gift Cards make the perfect holiday gift!
Can't think of what to get someone this holiday season? Visa Gift Cards are the perfect gift for those who have everything and can be used at millions of retailers and restaurants and even for online purchases*! Prepaid card amounts range from $25 to $500** and can be used with no maintenance fee for the first 12 months***. Best of all, Visa Gift Cards are safer than cash because they can be replaced if lost or stolen. Visit any of our convenient branch locations today to purchase your Visa Gift Card in time for the holidays!

*Online purchases are subject to the online merchant. Please review merchant's purchasing policy before making a purchase. **There is a $3.95 fee for each gift card purchased to cover the cost of related services. ***Maintenance fees begin after month 13 of the card if a balance still remains.

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