Start saving today! Free Seminar Schedule Home Equity card New Small Business Seminar SEFCU OnLine tips New branch... Now open SEFCU's new branch in the Albany Housing Authority Building is now open, located at 200 S. Pearl Street, Albany. Branch hours are open Monday - Friday 8 a.m. to 4 p.m. SEFCU Foundation 5k raises money for Gilda's Club On Labor Day, over 650 runners participated in the 19th Annual SEFCU Foundation 5k Race. More than $11,000 was raised to benefit Gilda's Club of the Capital Region. The top male finisher was Jamie Rodriguez and top female runner was Emily Bryans. The fastest male and female SEFCU members were Justin Bishop and Sara Guile. In the team category, Colonie High School took the honors for their men's and women's teams. Click here to view the full race results. International Credit Union Week Next month SEFCU will show our appreciation for your ongoing support by celebrating International Credit Union Week. Visit any SEFCU branch between October 15 - 19, 2007 and receive a free gift.* You can also enter to win** a $500 gas card. Protect Your Income with Disability Insurance Tuesday, September 18 6 p.m. - 7:30 p.m. Dora Maxwell Center, Albany Starting a Small Business Tuesday, September 18 6 p.m. - 7:30 p.m. Dey's Building Branch, Syracuse Teens and Checking Saturday, September 22 10:30 a.m. - 12:00 p.m. Dora Maxwell Center, Albany N.Y.S. Retirement: Deferred Compensation Rollover and Pension Strategies Tuesday, September 25 6 p.m. - 7:30 p.m. Dora Maxwell Center, Albany Choosing the Right Medicare Plan Monday, October 22 2 p.m. - 3:30 p.m. Dora Maxwell Center, Albany College Financing Wednesday, October 24 6 p.m. - 7:30 p.m. Dora Maxwell Center, Albany Business Seminar Series Writing a Business Plan Thursday, October 18 6 p.m. - 7:30 p.m. Dora Maxwell Center, Albany Financing and Insuring Your Small Business Thursday, November 1 6 p.m. - 7:30 p.m. Dora Maxwell Center, Albany Complete list of Seminars Change e-mail address Subscribe Unsubscribe Feedback	Check out SEFCU's great auto loan rates In the market for a new or used car this fall? SEFCU can help you get into your next vehicle with our flexible financing options and convenient application process! Check out SEFCU's rates, then get pre-approved for your loan before you even begin shopping. Best of all, SEFCU offers financing on RVs, Boats, and Sportscraft so you can enjoy any season in style. Don't wait... Apply today! Pay bills with your SEFCU Visa® Check Card Did you know your SEFCU Visa Check Card is good for more than just buying gas or groceries? You can even use it to pay bills! Just give your debit card number to any company that sends you a recurring bill (insurance payment, gym membership, or phone bill) and they will take the monthly payment directly from your SEFCU checking account. Best of all, it's free and you'll never have to worry about a late payment or search for a stamp again. Contact the merchant to get started today! Start saving one step at a time If you consider saving for retirement or a new home, it might seem overwhelming to consider the entire amount you need to save. But, if you change your thinking and only focus on saving little by little, it may seem like a more manageable task. For example, you may think you can only save $10 a month, and it may not seem worth it. The truth is, if you save $10 each month, you'll probably realize it doesn't have much of an impact on your budget, and you may find you can save $20 or even $30 a month. The truth is, any amount you can save is a step in the right direction and once it becomes a habit you won't remember a time when you didn't save! For more information on saving and budgeting, click here. 2008 Entertainment Books® now available Save money and help a good cause at the same time. Purchase a 2008 Entertainment Book at a discounted price at any SEFCU branch. A portion of the proceeds goes to benefit the SEFCU Foundation. Coming Soon! Enjoy easier access to your home equity line of credit If you have a SEFCU home equity line of credit, soon you can access cash even easier! Instead of writing checks, you'll be able to use an Equity Access Card to make purchases anywhere Visa is accepted. And, there's no minimum transaction limit, so you can buy something as inexpensive as a paintbrush, right up to your approved loan amount (with a maximum daily purchase limit of $5,000). Don't have a home equity line of credit? Click here to apply online. Small Business Seminar Series coming soon... Looking to start a small business or is your small business growing and you need advice on how to make your next move? SEFCU supports and encourages small business development and because of this we have created a small business seminar series to help answer any questions you may have about your small business. The seminar series will include topics such as: Writing a Business Plan, Financing and Insuring Your Small Business, Marketing Your Small Business, Creating a Financial Plan and Investing for Small Business Owners. Click here to view the schedule for all seminars and to register for upcoming seminars. SEFCU OnLine users... did you know? Did you know that you can sort your transaction history online? When viewing your transaction history, simply click on the column headers to sort. For example, if you would like to sort by check number, click on the column header labeled "Check #". SEFCU Visa Credit Card owners... Did you know that you can view your credit card transactions and make payments online? To get started, click on "Visa" in the top menu bar of your SEFCU OnLine account. Spanish Speaking members... Did you know you can view your SEFCU OnLine account in Spanish? Click on "Member Options" in the top menu bar of your SEFCU OnLine account and then choose "Change Language".
To ensure delivery to your inbox, please add sefcu@sefcu-info.com to your contact list. To download Adobe Acrobat Reader, Click here. NOTE: SEFCU does not sell or share your e-mail address with any third party. Our opt-in program is simply our way of providing members and other interested individuals the most up-to-date information about SEFCU. Privacy statement. To stop receiving future e-mail notifications, unsubscribe here *While supplies last. **No purchase necessary to enter prize drawing. Drawing to be held the week of October 22, 2007. No substitution of cash for prizes is permitted. Entrants must be at least 18 years old of age. SEFCU staff and their families are not eligible. One entry per member.