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NewsBriefs
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New Security Center
 Check out SEFCU's new Security Center at sefcu.com, and learn about the latest scams and see how to avoid becoming a victim of fraud.
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Free Seminars
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SEFCU is committed
to helping members
meet their financial
goals by offering
free seminars
for everyone.
Click on a
seminar title below
for additional details
and directions:
Each seminar is free and reservations are required. Reserve your seat today!
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Scam Alert #14
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Vishing Scams...
You may have heard about "phishing scams" that thieves use to gain access to your personal information. Now scammers are using a new ploy called "Vishing" to gain access to your personal data. Click here¹ to learn more 
We've developed a series of Scam Alerts so you know what to be on the look out for, and provide advice on how to prevent a scam from impacting you.
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Wilton Branch now open!
SEFCU recently opened the doors to its newest full-service branch located at 7 Lowe's Drive in Wilton (across from Lowe's Home Center). The 4,100 square foot branch includes two ATMs, four drive-thru lanes, Saturday hours, and Safe Deposit boxes. A Grand Opening celebration will take place in October with special gifts for new member account openings, raffles, and activities for kids. Look for details comming soon!
Prime minus a half!
Looking to finance a new family room, college
for the kids, or an exotic trip? SEFCU can help
make it happen with a Home Equity Line
of Credit. We even waive all your
closing costs, (except NYS mortgage
 tax). So go ahead, tap the equity in your home to finance the things you've been
dreaming about! Click here for details.
Get help with back-to-school expenses
Whether the kids are starting school, or if you're returning to college yourself, finances might be tight this time of year. Let SEFCU help with a personal loan or cash reserve
to help ease some of the financial burden.
Check out our current rates and apply online today!
Enhanced Security Login coming soon!
 This fall we will be upgrading our online banking program with a new feature called Enhanced Security Login that will defend against identity theft and fraud, provide security from any computer, wherever you are, and make it easy for you to bank online anytime, anywhere! Click here for more information.
Buying or Leasing, what's right for you?
 Leases and loans are simply two different methods of automobile financing. One finances the use of a vehicle, the other finances the purchase of a vehicle. To make an informed decision, look at the financial comparisons, but also look at your own personal priorities, lifestyle, and plans for the future. Click here to learn about the advantages and disadvantages of leasing.
If you’re in the market for a car and can’t decide whether to buy or lease, consider SEFCU’s Auto Advantage, which blends the best of buying and leasing into one program. Learn more.
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Can I apply for a loan before I find a property to  purchase?
Yes, applying for a mortgage loan before you find a home may be the best thing you could do! We call it a "pre-approval". If you apply for a pre-approval now, we'll issue a pre-approval subject to you finding the perfect home, and a pre-approval letter will generate online instantly. You can use the pre-approval letter to assure real estate brokers and sellers that you are a qualified buyer. Having a pre-approval for a mortgage may give more weight to any offer to purchase that you make.
When you find the perfect home, you can simply visit our Mortgage Center to start the formal application process. At that point, you’ll have an opportunity to lock in our
great rates and we'll complete the processing of your request. For more information, click here.
Win an Apple iPod!
Enroll in SEFCU eStatements today to access your account statements online.
Plus you'll be entered to win a free Apple iPod!
It's easy to sign up! Just login to your SEFCU OnLine account and click the eStatement option from the top menu.
Understanding Mutual Funds
Choosing the right mix of investments is certainly a challenge, and with your hectic daily routine, monitoring the performance of your accounts can be even more difficult. That’s why SEFCU is glad to offer you access to mutual funds‡ through our partnership with UVEST Financial Services*. With the variety of funds available, there’s a fund for nearly every need and financial situation.
 Call us at 518-862-1955 or 800-727-3328 (outside the 518 area code) or e-mail sefcu@uvestmail.com to find out how mutual funds can help you meet your financial goals.
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Not NCUA Insured | Not Credit Union Guaranteed | May Lose
Value |
Not Guaranteed by any Government Agency | Not a Credit Union Deposit |
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*Securities are offered by, and Investment Consultants are registered with, UVEST Financial Services, member NASD/SIPC. UVEST is independent of any financial institution. UVEST and SEFCU are independent entities.
Prepare now for the holidays
The holiday season will be here before we know it and that probalby means big spending on gifts and parties. Take advantage of some helpful tips¹ to ensure that you don’t have a large holiday bill!
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To ensure delivery to your inbox, please add sefcu@sefcu-info.com to your contact list. |
¹ To download Adobe Acrobat Reader,
click here.
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NOTE: SEFCU does not sell or share your e-mail address with any third party. Our opt-in program is simply our way of
providing members and other interested individuals the most up-to-date information about SEFCU.
Privacy statement. To stop receiving future e-mail notifications,
unsubscribe here.
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Reserve will be linked to Visa® Check card transactions. 
challenge!
SEFCU’s commitment to education starts with our youngest members. 