SEFCU logo
Animation 22Animation 23Animation 24
SEFCU eClips
August 2006 

NewsBriefs
Save on Binghamton Mets Tickets
BmetsHit a home run with the family and take them to see a the Binghamton Mets this Friday, August 4. Discount tickets can be purchased at the Kirkwood or Vestal Branches for $4 up until the day before the game.

Shelter from the Storm
To assist victims of recent flooding, SEFCU is offering an Emergency Loan at a special rate. Click here for details.

Wilton Branch Wilton Branch ManagerGrand Opening
We're celebrating the grand opening of our latest branch, located at 7 Lowe's Drive in Wilton, September 25-29! Click here for details.

SEFCU Supports Gilda's ClubCheesecake
You can also support Gilda's Club by attending the Grand Opening of the Cheesecake Factory on Saturday, August 26 at 7pm in Colonie Center. Click here for details!

Career Opportunities
Are you a creative, fun person looking for a challenging work environment with excellent benefits? Then check out SEFCU!

Holiday Closings
All SEFCU branches and the Call Center will be closed on Monday, September 4th, for Labor Day.
  

Free Seminars
SEFCU is committed
to helping members
meet their financial
goals by offering
free seminars
for everyone.

Click on a
seminar title below
for additional details
and directions:

Schedule

Women & Investing II
Tuesday, August 8
6:00 p.m. - 7:30 p.m.
Dora Maxwell Center, Albany

Starting a Small Business
Tuesday, August 15
6:15 p.m. - 7:45 p.m.
Dora Maxwell Center, Albany

Wednesday, August 16
3:00 p.m. - 4:30 p.m. -or-
6:00 p.m. - 7:30 p.m.
Dora Maxwell Center, Albany
Each seminar is free and reservations are required. Reserve your seat today!
  

Financial Education
Topic: Home Buying
Home BuyingFew transactions are more complex than buying and selling a home. SEFCU helps you do it right by arming you with the knowledge you need. Below are some helpful articles to assist you through the process:

Step-by-Step Guide to Buying a Home

Renting vs Buying: Which Is Right for You?

Save Money by Avoiding Home-Buying Blunders

How to Sell Your Home

For a complete list of financial education articles, click here.
  

Coming Soon!
Enhanced
Login Security
Soon you will be
prompted to take
steps to make
your financial
transactions more
secure online.
Stay tuned for
details.
  

Myth: Only state employees can join SEFCU...
Fact: Almost anyone can join SEFCU!
While we're proud of our roots, established over 70 years ago as the credit union for New York State employees, today there are over 1,000 ways to join SEFCU! Anyone who is an employee (current or retired), member or volunteer of any participating SEFCU member group is eligible to join. You're also eligible if you live, work, attend school, or worship in one of 27 cities or towns in New York State. So, if you, or someone you know wants to join but thought they couldn't, give us a call or visit any branch today!



SEFCU 5k logoSEFCU Foundation Labor Day 5k
No matter what your skills, run or walk in the SEFCU Foundation's 18th Annual Labor Day 5k Race on Monday, September 4.
The race begins at the SEFCU headquarters building¹ in Albany, and continues along the Harriman State Office Campus. The event is directed by the Hudson-Mohawk Road Runners Club. Sponsorship proceeds from the race benefit Gilda's Club of the Capital Region New York, which supports those living with cancer. Click here¹ to download a copy of the individual or team registration form.



Prepare for your retirement
Americans are becoming increasingly concerned
about the high cost of retirement. After a lifetime
of working and saving, many people wonder if they'll
have enough money for daily living expenses, much
less travel and recreational activities
Determining a strategy that is right for your individual goals takes careful planning.
they want
to enjoy during their golden years.

Fortunately there are sound financial strategies you can use to help maintain your lifestyle during retirement. Our qualified licensed UVEST Financial Consultants can assist you by reviewing your current financial situation, and developing a personal investment strategy focused on your UVEST Financial Servicesindividual goals and objectives. For more information and to set up a no-obligation appointment, please call SEFCU Wealth Management Services at 518-862-1955 or 800-727-3328, option 6.

 Not NCUA Insured 
Not Credit Union Guaranteed
 May Lose Value 
Not Guaranteed by any Government Agency
Not a Credit Union Deposit

*Securities are offered by, and Investment Consultants are registered with, UVEST Financial Services, member NASD/SIPC. UVEST is independent of any financial institution. UVEST and SEFCU are independent entities.



Money JarAre you saving enough?
Recent studies show Americans are not saving enough to accomplish their goals. At SEFCU, we are commited to working with you to meet your financial goals so that you're prepared for the future. Check out some of our savings accounts to meet your needs.

If you're already thinking about the upcoming 2006 holiday season, SEFCU's Holiday Club is perfect for you! Or, if you need to organize your savings better, SEFCU's Owner's Choice account lets you save for up to 9 different goals. Looking for something with a higher yield, look no further than SEFCU's Preferred Savings account, or consider investing in a Share Certificate for an even better yield.

Once you decide what you need to save for, think about the savings option that will make it easiest for you, and then visit any of our conveniently located branches or contact our Call Center to open your account today!



SEFCU offers summer family fun
Still looking for things to do with the family this summer? SEFCU has the answer!
Movie Tickets
Click here to learn how you can get free movie passes to select children's movies. Roller Coaster

SEFCU is also offering discounted tickets to both the Great Escape and Darien Lake theme parks at any branch location. Save up to $15 per ticket. Learn how! And now you can save on tickets for Six Flags New England right online. Just click here and enter the promo code (SEFCU) in the upper right corner.



Laser PrinterWin a free laser color printer
Enroll in SEFCU eStatements today to access your account statements online. Plus you'll be entered to win a color laser jet printer!

It's easy to sign up! Just login to your SEFCU OnLine account and click the eStatement option from the top menu.



One stop shop for all your insurance needs
SEFCU Insurance GroupHave you shopped for insurance lately? If not, you may be paying more than you need to. SEFCU makes it easy to find out if you can save money on your auto or home insurance. Just follow these simple steps:
  1. Have your current policy handy
  2. Call toll-free 1-800-727-3328 for a quote
  3. Compare our lowest premium to what you're paying today
  4. If you like what you hear, SEFCU can help you start saving today!
Click here to find out more about SEFCU insurance products.



KidsFun stuff for kids...
Win a back-to-school shopping spree!
If you have a Smart Sense account at SEFCU, here's your chance to win a $100 back-to-school shopping spree to
your local mall. Click here¹ to print an entry form.

GoogolplexGoogolplex for all ages...
What is Googolplex? Googolplex is an interactive website that has stories, games, and puzzles for elementary, middle, and high school students to teach them about money. Plus, students can get tips on how to save and borrow responsibly. Click here to check it out!

To ensure delivery to your inbox, please add sefcu@sefcu-info.com to your contact list.

¹ To download Adobe Acrobat Reader, click here.
NOTE: SEFCU does not sell or share your e-mail address with any third party. Our opt-in program is simply our way of providing members and other interested individuals the most up-to-date information about SEFCU. Privacy statement. To stop receiving future e-mail notifications, unsubscribe here.
  
NCUA & EHL logos  SEFCU, Patroon Creek Corporate Center, 700 Patroon Creek Blvd,
 Albany NY, 12206 · 518-452-8183 · 800-727-3328 · www.sefcu.com