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SEFCU eClips
Bank Where You Own The Place June 2006

NewsBriefs
Free movie passes
Movie TicketsTake the kids for some free fun this summer, compliments of SEFCU. Beginning later this month, pick up tickets to see selected children's movies at any Capital Region SEFCU branch. Click here for details.

LobsterFest 2006
LobsterSEFCU is pleased to once again sponsor the Sixth Annual Washington Park Lobster Festival, a family event in downtown Albany that raises funds for a variety of community projects. This year's event is scheduled for Saturday, June 10. Learn more.

SEFCU vehicles and property for sale!
Need a new car, boat, or camper this summer? Then check out SEFCU's vehicles and property for sale. We may have just what you are looking for.

Holiday Closings
US FlagAll SEFCU branches and the Call Center will be closed on Tuesday, July 4th, for Independence Day.
  

Free Seminars
SEFCU is committed to helping members
meet their financial
goals by offering
free seminars
for everyone.

Click on a
seminar
title below
for additional
details and
directions:

Schedule

Wealth Transfer Strategies
Thursday, July 20
3:00 p.m. - 4:30 p.m.
Dora Maxwell Center, Albany

BusinessKillers
Tuesday, July 25
8:00 a.m. - 9:30 p.m.
Dora Maxwell Center, Albany

New York State Rollover Options & Pension Strategies
Wednesday, July 26
6:00 p.m. - 7:30 p.m.
Dora Maxwell Center, Albany

Choosing a Contractor for Home Improvements
Thursday, July 27
6:15 p.m. - 7:45 p.m.
Dora Maxwell Center, Albany

Are You Prepared to Lose Your Assets?
Saturday, July 29
9:00 a.m. - 1:00 p.m.
Dora Maxwell Center, Albany
Each seminar is free and reservations are required. Reserve your seat today!
  

SEFCU Trivia
SEFCU River Rewards
The River 99.5 Join River Rewards and play SEFCU TRIVIA! Each week you can earn River Rewards Points and the chance at a $99.50 SEFCU Visa Gift Card, good anywhere that accepts Visa. It’s free to play!
Play River Rewards
  

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Hassle Free... Stress Free...
Really Free Checking!
It’s a fact, changing your checking account can be a hassle – but not when you make the switch to SEFCU! That's because, we do all the work for you and make it as easy as possible to bank where you own the place. Direct deposit, automatic payments and online banking … not a problem – we'll take care of all that for you! What's even better, with a SEFCU checking account you’ll have easy access to your money with a free Visa® Check Card. So if you, or someone you know, haven't taken advantage of one of the best checking accounts in town, make the switch to SEFCU today!


SEFCU expands with new full service branches
Wilton SignNewComing this summer… SEFCU will be opening new branches at One Commerce Plaza on 99 Washington Avenue in Albany and at 7 Lowe’s Drive in the town of Wilton. SEFCU’s branch expansion is expected to continue right into the fall with plans for additional locations in Binghamton, Syracuse, North Greenbush, and Niskayuna. For additional details and to follow construction progress, click here.



Do hybrid vehicles make sense?
If you have been spending a lot on gas
lately, perhaps it’s time to consider a
more fuel efficient vehicle. One
option is a hybrid vehicle. Hybrid
vehicles combine the best parts of
the gasoline engine and an electric
motor. They also reduce pollution and
make significant improvements
in fuel efficiency, with
some getting over 60 miles per gallon. However, the cost on a hybrid vehicle can be significantly higher, and not all are the same. To help you compare different hybrid vehicles currently on the market, visit www.fueleconomy.gov. Most experts believe if you mainly travel city miles, you’ll easily make up the difference with the extra gas savings. And if you decide to get a hybrid vehicle, remember to come to SEFCU to finance your purchase with a low, competitive auto loan rate!


Discount theme park tickets available
Roller Coaster Want to spend a day with the family and help a great cause at the same time? Purchase discount tickets* for the Great Escape or Darien Lake through September 2nd at all SEFCU branches. A SEFCU Foundationportion of each sale will benefit the SEFCU Foundation, which supports children’s organizations in our service areas. Save as much as $15 per ticket. Click here for pricing details.

*All sales are final. No refunds or exchanges. Payment cannot be made by credit card.



SEFCU Insurance Group offers you protection
SEFCU Insurance Group Comparing and buying insurance doesn’t have to be difficult — let us make it easy for you! The SEFCU Insurance Group offers one-stop shopping for life, homeowners, renters, auto, motorcycle, boat and RV, and excess liability (umbrella) insurance. Competitive rates from leading carriers and the convenience of monthly payments withdrawn directly from your SEFCU account make getting insurance easy!

To request more information on our insurance products, please click here. For a free, no obligation quote, call 518-451-2900 or toll free 866-733-2880 x2900 (outside the 518 area code) before you pay your next premium or apply for your next car loan!


Make your life easier... pay your bills online!
Couple with Laptop Did you know that the average household receives about 15 bills a month? With stamps now at 39¢ each, you spend about $70 a year just on postage -- and don't forget the late fees if your checks get lost in the mail. There's an easier way to pay bills and save you money by signing up for SEFCU iPay, which lets you schedule payments in advance!

Click here to learn how you may be eligible to pay up to 15 bills free each month with SEFCU iPay. To sign up, simply click on the Payment Center option from the top menu inside your SEFCU OnLine account.



Sign up for eStatements and win a laser printer...
Enroll today and get your account statements online with SEFCU's free eStatements,
Congratulations to Marilee Hettie of Clarksville for winning a $300 CompUSA Gift Card. The drawing was for members who signed up for eStatements during the previous three months.
and be entered to win a Color Laser Printer!

It's easy to sign up! Click on the eStatement option from the top menu inside your SEFCU OnLine account.

Sign up

*Random drawing will be held the week of September 4th from all eStatement registrants who have enrolled in the previous three months. SEFCU employees and their immediate families are not eligible. Cash equivalent not available.



Point, click, pack...it's that easy!
Members and non-members alike are raving about SEFCU's latest online mortgage site - Click@Home. With Click@Home, you can get detailed answers to your most frequently asked questions, sign-up for rate notifications, apply online and get a response in just minutes, rather than days. So if you're in the market for a new home, visit sefcu.com and click on Mortgage Center and get started today.

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 SEFCU, Patroon Creek Corporate Center, 700 Patroon Creek Blvd,      
 Albany NY, 12206 · 518-452-8183 · 800-727-3328 · www.sefcu.com