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SEFCU eClips
May 2007 

Member Discounts
Theme Park Tickets
SEFCU members can now purchase discount tickets for the Great Escape and Darien Lake. Tickets are available at all SEFCU branch locations.

Ticket Prices:
Great Escape: $23 - Adult and Children
Darien Lake: $23 - Adult and $19 - Children

Coming soon...
You will also be able to purchase tickets to Six Flags New England online for $30 (regularly $49.99)
  

Holiday Closing
All SEFCU Branches and the Call Center will be closed for Memorial Day on May 28th.
  

Free Seminars
SEFCU is committed
to helping members
meet their financial
goals by offering
free seminars
for everyone.

Click on a
seminar title below
for additional details
and directions:

Schedule

What Retirees and Pre-Retirees Should Know About Medicaid Planning for Long-Term Care
Tuesday, May 8th
2:00 p.m. - 3:30 p.m.
Dora Maxwell Center, Albany

Tuesday, May 8th
6:00 p.m. - 7:30 p.m.
Dora Maxwell Center, Albany

Tuesday, May 15th
6:00 p.m. - 7:30 p.m.
Dora Maxwell Center, Albany

Thursday, May 17th
6:00 p.m. - 7:30 p.m.
Dora Maxwell Center, Albany

Tuesday, June 5th
6:00 p.m. - 7:30 p.m.
Kirkwood Branch, Kirkwood

Wednesday, June 6th
6:00 p.m. - 7:30 p.m.
Dora Maxwell Center, Albany


Each seminar is free and reservations are required. Reserve your seat today!
  

SEFCU Links
Take advantage of the SEFCU calculators and education materials. You can even get an online rate quote!

Check out our Investment Center to learn about all the savings and investment opportunities we can offer you and your family!

Insurance Center
From this page, you can discover a range of insurance solutions for home and business: from auto to life insurance, from long-term care policies to wealth transfer strategies.
  

Boomer Club offers big benefits
Boomer Club If you are 55 and over, like to save money, and want a free Entertainment Book each year, then SEFCU’s Boomer Club is for you! Created especially with the needs of the Baby Boomer generation in mind, when you join this club you can attend free seminars and social events, enjoy discounted tax preparation services, get two basic check orders free each year, and best of all you’ll receive a free Entertainment Book. Enjoy all the benefits of SEFCU’s Boomer Club for just $3 a month! Click here to learn more about the Boomer Club.
FACT: Home equity loan rates are low at SEFCU
Take a vacationIt’s a common myth, but some members believe they can’t get the money they need for home improvements at SEFCU. The fact is you can – and at a great rate - with a SEFCU Home Equity line of credit. Apply Now!So don’t wait….apply today and get the cash you need for the new deck, driveway, or dream vacation.



Manage your money with Transfer Funds
Do you have accounts at several financial institutions and wish there was an easy way to move money back and forth? With SEFCU’s Transfer Funds service, now you can manage your money between accounts with a few clicks of your mouse. To get started, you just need to be enrolled in SEFCU OnLine, then log into your account and click on the “Payment Center” option.

Time is Money It’s safe, it’s quick, it’s convenient. Give it a try today and save time...and hassle!



Webcast now availableWebcasts work with your schedule
SEFCU realizes you are busy. That’s why we’ve brought learning to you! With our new webcast on sefcu.com, you can learn about important financial topics right from the comfort of your own home. The first webcast, how to "Manage Your Credit", is now available. Best of all you can start and stop the webcast anytime you need to. Click here to begin the webcast.



Retrain your brain to SAVE
Money bagsIf you’re like most Americans when you hear the word "savings" you may feel guilt or panic. The reality is, with a specific plan and some discipline, you CAN save! Here are a few tips to get you started.
  1. Don’t spend a windfall. Take your income-tax refund, the holiday money from your folks, or the $16.35 overpayment check from the telephone company and save them!
  2. Don’t pay unnecessary fees. Walk the extra block to use a SEFCU ATM instead of paying the $1.50 fee.
  3. Bank your raise. When you get that exciting 3% to 5% boost in your paycheck, add that to your direct deposit and live on your previous salary.
  4. Play money games. Whenever you get a $5 bill put it aside. (You can even do it with ones, quarters, or all of your spare change.) You’ll have a nest egg before you miss a nickel!
  5. Don’t even think about it. Have money from your paycheck directly deposited into your SEFCU savings account before you ever see it.
By following just a few of these simple tips, you can develop a healthy savings program. Click here for more saving and budgeting resources.



Keep your kids safe online Keep your kids safe online
You know how to keep yourself safe online, but what about your kids? Since they probably spend more time online than you do, here are some rules you can share with your kids.
  • I will not give out personal information, such as my address, phone number, or birthday online.
  • I will not give out the name of my school to anyone online.
  • I will tell my parents right away if I see a Web site, e-mail, or message that makes me uncomfortable.
  • I will never agree to meet someone that I met online without my parents’ knowledge and permission.
By giving your children specific rules, you help ensure that they remain safe when they are online.



Protect your family with term life insuranceIs term life insurance right for you?
No one likes to think about it, but what if something were to happen to you? Could your spouse support your children and maintain the household? If not, term life insurance may be right for you.

Term life insurance provides specified coverage for a period of time (usually 10, 20, or even 30 years) and pays a death benefit if you die during that term.

Free Quote To learn more about term life, click here or call SEFCU Insurance Group at 518-451-2947 or 866-733-2880 x2947 for your free quote today!
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 Albany NY, 12206 · 518-452-8183 · 800-727-3328 · http://www.sefcu.com/default.aspx